*Note: I can only speak on behalf of the United States as I don't live in or know enough about this topic in other countries. If you haven't noticed, either because you aren't looking for a job or just aren't paying attention, companies are upping their requirements for employment. Among the usual high school diploma/ GED and the need to be (initially) drug free, companies also require 1 of 2 things: a college degree or work experience. Sometimes they require… Read more.
Think It. Plan It. Do It.
I probably first heard the term in Dave Ramsey's book, "The Total Money Makeover: A Proven Plan for Financial Fitness." (You can read my review of that here). After that, I noticed it pop up in other seminars and speeches from various financial gurus. It's an interesting concept: one's ability to handle money as related to physical/ emotional fitness. We've all heard the term "physical fitness." You might've even heard the term "emotional fitness." But "financial fitness?" Not likely. A… Read more.
{Edited Update: 01/01/2024} Money management should be a college course requirement. A short, 1-credit course, but a course nonetheless. I remember taking the Home-Economics class in high school, where we glossed over budgeting and things like credit for a week. I don't blame the teacher for lack of explanation. It was only meant to be a basic exposure, plus she still had to follow the curriculum. Now, having lived on my own and jumping into the deep end, I can… Read more.
Have you heard of these before? Stocks or bonds. Or was it stocks and bonds? Mutual funds? Index funds? Maybe index mutual funds? What about IRAs? How about Roth IRAs? Where do you start? Where are you supposed to start? Is it really as hard as it sounds? Investing is sometimes propped up as this big complicated entanglement of information and acronyms. Truth is, there's only a few areas you need concern yourself with. What are they? I can tell… Read more.
Rat Race. It's a popular term among the growing entrepreneurial community. It basically means the 9-5, Monday-Friday enterprise that is work. And not just working: working because you have to and not because you want to. To top it off, many find what they do with their 9-5, Monday-Friday to be boring, soul draining, and meaningless to their lives. So they want out, but after weeks, months, or even years, nothing happens; just more of the same hamster wheel and… Read more.
Load
More
More