I probably first heard the term in Dave Ramsey's book, "The Total Money Makeover: A Proven Plan for Financial Fitness." (You can read my review of that here). After that, I noticed it pop up in other seminars and speeches from various financial gurus. It's an interesting concept: one's ability to handle money as related to physical/ emotional fitness. We've all heard the term "physical fitness." You might've even heard the term "emotional fitness." But "financial fitness?" Not likely. A… Read more.
Think It. Plan It. Do It.
Financial Fitness
{Edited Update: 01/01/2024} Money management should be a college course requirement. A short, 1-credit course, but a course nonetheless. I remember taking the Home-Economics class in high school, where we glossed over budgeting and things like credit for a week. I don't blame the teacher for lack of explanation. It was only meant to be a basic exposure, plus she still had to follow the curriculum. Now, having lived on my own and jumping into the deep end, I can… Read more.
Rat Race. It's a popular term among the growing entrepreneurial community. It basically means the 9-5, Monday-Friday enterprise that is work. And not just working: working because you have to and not because you want to. To top it off, many find what they do with their 9-5, Monday-Friday to be boring, soul draining, and meaningless to their lives. So they want out, but after weeks, months, or even years, nothing happens; just more of the same hamster wheel and… Read more.